This website is owned and operated by EQ Finance Ltd, a company registered in England and Wales with Company Number 07057414 and registered office at Vaughan Chambers, Vaughan Road, Harpenden, Hertfordshire, AL5 4EE, and our main trading address is 38 Acton Lane, London, W4 5ED (referred to as “we,” “us,” “our”, or “EQF” herein). Please read these terms carefully before using this site.
1 ACCEPTANCE OF TERMS
Your access to and use of www.eqfltd.com ("the Website") is subject exclusively to the terms of these Terms and Conditions. You will not and may not use the Website for any purpose that is unlawful, or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.
The contents of the Website do not constitute advice and should not be relied upon in making or refraining from making, any decision.
3 CHANGES TO WEBSITE
EQF reserves the right to:
3.1 change, suspend or remove (temporarily or permanently) the Website or any part of it without notice at any time, and you confirm that we shall not be liable to you for any such change or removal; and
3.2 change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.
4.1 The Website may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.
4.2 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you. The Website must not be framed on any other site. We reserve the right to withdraw linking permission without notice. The website from which you are linking must be lawful and not likely to have a negative impact on us or our Website. If you wish to make any use of material on the Website other than that set out above, you must first seek our written consent.
5 INTELLECTUAL PROPERTY AND COPYRIGHT
5.1 All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to EQF or otherwise used by EQF as permitted by law.
5.2 In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder, except that you may download extracts or print one version of pages of the Website for your personal, non-commercial home use only, provided you keep intact all copyright and other proprietary notices. Modification of the content or use of the content for any other purpose is a violation of our copyright and other proprietary rights.
5.3 In the event that you download software from this Website, the software, including any files, documentation, images incorporated in or generated by the software, and accompanying data (the “Software”) are licensed to you by EQF on a temporary basis. We retain full and complete title to the Software, and all intellectual property rights therein. You may not modify, alter, create derivative works, reverse engineer, decompile, or disassemble or otherwise attempt to discover the source code of the Software except as permitted by law.
6.1 You shall keep confidential all log on details, passwords, documents, materials, software, information, know-how, trade secrets, formulae, processes, or any data that is disclosed or made available to you via the Website or as a result of your registration with us, in whatever form whether or not provided via the Website and whether or not marked as confidential.
7 DISCLAIMERS AND LIMITATION OF LIABILITY
7.1 The Website and any Software or utilities downloaded from the Website are provided on an "AS IS" and "AS AVAILABLE" basis without any representation, guarantee or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
7.2 To the extent permitted by law, EQF will not be liable for any direct, indirect or consequential loss or damage whatever (including without limitation administrative and overhead costs, loss of business, opportunity, data, profits, goodwill) arising out of or in connection with the use of the Website or any Software or utilities downloaded from the Website whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.
7.3 EQF make no warranty that the functionality of the Website will be available, uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.
7.4 Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of EQF for death or personal injury as a result of its negligence or that of its employees or agents, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.
8 PRIVACY AND COOKIES
If you wish to opt-out of our placing cookies on your computer or mobile device, please adjust your internet browser’s settings to restrict cookies as detailed in your internet browser’s help menu. You may also wish to delete cookies which have already been placed. For instructions on how to do this, please consult your internet browser’s help menu.
You agree to indemnify and hold EQF and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against EQF arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.
10 VIRUSES, HACKING AND OTHER OFFENCES
10.1 You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of service attack.
10.2 By breaching this clause 10, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.
10.3 We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any material posted on it, or on any website linked to it.
If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.
12 GOVERNING LAW
These Terms and Conditions shall be governed by English law and the courts of England and Wales shall have non-exclusive jurisdiction in relation to any disputes relating to these Term and Conditions and your use of the Website.